Regardless of how long you plan to stay in your home, it is important to find ways to increase its value. Improvements aren’t just about selling the home, however. Homes with higher value have more refinancing options and they make better collateral. One of the things we teach children is that a house is one […]
Here are some things to think about, as far as my personal experience can be taken into account, when you are considering building an energy efficient home or perhaps already own an existing home, possibly with a walk out basement, which will not be the most efficient when it comes to utilities. You should know […]
Private Property rights are an intricate part of our rights as American citizens. Our founding Fathers wrote into the constitution several provisions protecting the property rights of all the people. For example, no state can pass a law impairing the obligation of any contract. Therefore no state can alter the terms of a legally-entered into-contract. This is critical to EVERGREEN COLORADO MORTGAGE law. Without these Federal protections, lenders would not be willing to loan money to borrowers, because the state could legislate them out of their principal, and their interest. The politicians would demagogue the “big money brokers” and pass laws to cheat investors out of their money. Where there is no security, people with money will not lend. These protections are there, to benefit us all, when we are buying a home of our own.
As real estate markets continue to decline around the country, many homeowners are wondering what they can do to protect themselves and the investment they have made in their home. There are actually many different steps you can take to help stop foreclosure and make sure you stay ahead of the softening real estate market.